REAL ESTATE AGENTS - INDEPENDENT CONTRACTORS - CONSULTANTS - SELF-EMPLOYED PROFESSIONALS - BUSINESS OWNERS -
It takes just a few minutes to find out. No marketplace maze.
Just a conversation to see what option fits your needs.
Questions Real Agents
Want Answered
Find Out What You Qualify for as an APEX Member
The Benefits Gap Has
A New Exit Ramp
This isn't insurance shopping. It's a work-based eligibility program. Built for real estate professionals who don't receive benefits through a traditional employer.
Healthcare Is Changing.
Are You Ready?
Healthcare costs continue surging, with families seeing increases of 20% to over 100%, depending on coverage and location.
At the same time, some major providers are reducing availability, leaving many with fewer options to choose from.
That’s why more real estate professionals are starting to explore alternative ways to access coverage.

Average Reported Savings
0%+
You Figured Out the Commission Split. Let Us Handle This Part.
When you qualify, support doesn’t stop at enrollment. You’ll have guided help through your benefit options, step-by-step setup, and ongoing support when things change, because your business never stands still.
Group Support
Affordable Options
Price Protection
National Access
A partner that has your back from selecting a plan to re-enrollment.
It’s our business to make sure you’re covered.
Flexible options to get you the best coverage at the level you need. Many members report 20-30%+ savings.
In the open market, many are seeing premiums increase over 100%. This brings stability you can actually plan around.
Coverage that follows you. Across markets, across states, across wherever your business takes you next.
How it Works
A simple, structured path designed for APEX members. Built for Real Estate Professionals.
STEP 1
STEP 2
STEP 3
STEP 4
Stay active by completing a brief monthly survey. You’ll receive compensation for your participation.
Start using your coverage and access support and resources designed to help you navigate your benefits with confidence.
Complete Your Monthly Role
Use Your Benefits
Join As A Working Owner
If eligible, you’ll join PSM in a real, structured role. This is what gains you access to our benefit suite.
Check Your Eligibility
Answer a few quick questions to find out if this path is open to you. Takes minutes, not hours.
Talk To Our Advisors
Talk To Our Advisors
Talk To Our Advisors
Talk To Our Advisors
866-466-6998
Talk To Our Advisors

Benefits Without the Boss
Real estate agents work for themselves , and that independence costs most of them access to the kind of coverage their W-2 counterparts take for granted.
APEX members may qualify for a work-based program that opens a different door. A structured path to benefit options built for the way you actually work.

